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Free calculator

Equity release

For homeowners aged 55 and over. The older you are, the more you can usually release.

In years old.
In pounds.
In pounds.

Your result

You could release up to

-

  • Share of your home value-
  • Cash left after clearing your mortgage-

A rough guide based on typical lifetime mortgage limits. Health, lifestyle and property type can change the figure.

Equity release needs advice. Talk to a qualified adviser for free.

Talk to a mortgage broker

A lifetime mortgage is a loan secured against your home. It will reduce the value of your estate and may affect your right to means-tested benefits.

Common questions

What is a lifetime mortgage?

It is a loan secured on your home for people aged 55 and over. You usually make no monthly payments. The loan and interest are repaid when you die or move into long-term care.

Will I still own my home?

Yes. With a lifetime mortgage you keep full ownership of your home.

Can I leave something to my family?

Many plans let you protect part of your home value as an inheritance. Talk to your family before you decide.

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Want real figures?

Talk to a mortgage broker for real rates for your case. No broker fee.

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