Mortgages
Remortgaging
Your deal is ending, or you want a better rate. Start up to six months early.
Mortgages.
No broker fee.
Guides, calculators and free advice for every kind of mortgage. Our brokers are paid by the lender, not you.
Mortgages
First-time buyers
How much you can borrow, how big a deposit you need and the steps to getting the keys.
Mortgages
Moving home
Take your mortgage with you, borrow more or start again with a new lender.
Mortgages
Buy-to-let
Mortgages for landlords, in your own name or through a limited company.
Mortgages
Joint borrower, sole proprietor
A parent or family member joins the mortgage to help you borrow more, without going on the deeds.
Mortgages
Self-employed
Sole traders, partners and company directors. Lenders look at income in different ways.
Mortgages
Bad credit
Missed payments, defaults or CCJs do not always rule you out.
Mortgages
Borrowing more
A further advance or secured loan for home improvements or other plans.
Mortgages
Later life and equity release
Mortgages into retirement and lifetime mortgages for homeowners aged 55 and over.
Mortgages
Commercial mortgages
Buying premises for your business or a commercial investment.
Not sure which?
Tell us your plans and a qualified broker will point you the right way. No broker fee.
Talk to a brokerDeal ending soon?
Set a free reminder and we will email you six months before your rate ends.
Set a reminderYour home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage advice. No broker fee.
Buying, remortgaging or borrowing more. The lender pays us, so you pay nothing for our advice.
Common questions
Do you charge a broker fee?
No. Our brokers are paid by the lender when your mortgage completes. We tell you how much before you go ahead.
Do you search the whole market?
[CONFIRM: describe the range of lenders your brokers use, for example whole of market or a panel of lenders.]
What is a joint borrower, sole proprietor mortgage?
It lets a family member, often a parent, join the mortgage so their income helps you borrow more. Only you go on the deeds and own the home.
How long does a mortgage take?
A remortgage often takes four to eight weeks. A purchase depends on the chain, but the mortgage offer itself often takes two to four weeks.