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Free calculator

Monthly repayments

Enter the loan, rate and term. We show what you pay each month and in total.

In pounds.
In percent.
In years.

Your result

Monthly payment

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  • Total you pay-
  • Total interest-

Assumes the rate stays the same for the whole term. With interest only, you still owe the full loan at the end.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Common questions

What is the difference between repayment and interest only?

With repayment you pay off some of the loan each month, so you owe nothing at the end. With interest only you pay just the interest and must repay the loan at the end.

Does a longer term cost more?

A longer term lowers your monthly payment but you pay more interest in total.

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Want real figures?

Talk to a mortgage broker for real rates for your case. No broker fee.

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