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Overpayments
Paying a little extra each month can cut years off your mortgage. See what it does for you.
Your result
Interest you save
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- Mortgage free sooner by-
- New time to pay off-
- Your monthly payment now-
Most fixed deals let you overpay up to 10 percent of the balance each year without a charge. Check your own deal first.
Want a deal with better overpayment terms? Ask a broker.
Talk to a mortgage brokerYour home may be repossessed if you do not keep up repayments on your mortgage.
Common questions
Is there a limit on overpayments?
Most fixed and tracker deals allow up to 10 percent of the balance each year. Paying more can mean an early repayment charge.
Should I overpay or save?
It depends on your savings rate, your mortgage rate and whether you have an emergency fund. Keep some cash for emergencies before you overpay.
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